電大專科《商務英語2》期末題庫及答案（試卷號：3936）

國家開放大學電大專科《商務英語2》期末題庫及答案（試卷號：3936）

題庫一

一、交際用語（每小題20分，共10分）

1-5題:選擇正確的語句完成下列對話，并將答案序號寫在答題紙上。

1.—Yourbankishuge!Itmusthavemanydepartments.

A.It'strue.Ourbankconsistsofmanydepartments.

B.Thankyou,ourbankisasmallone.

C.Youarekidding!Ourbankisasmallone.

2.一Youmentionedtheterm**onlinebanking“justnow.Idon*tquitegetit.一Onlinecomputer

systemshelpusprovidespeedybankservicetocustomers.

A.Whatdoyoulearnabouttheterm?

B.Whydoyoumentiontheword?

C.whatdoyoumeanbythat?

3.一Inmostcases,itisthetotalincomereceived

A.Whendoyoustarttolearnabouttaxableincome?

B.Whydoyouwanttoknowtaxableincome?

C.Whatdoestaxableincomereferto?

4.—Butinyourcase,westronglyrecommendWarRisksandWPA

A.OK,thenpleasecoverbothWarRisksandWPAforus

B.Well,thatrateisacceptable.Thanks

C.Buttheextrapremiumisforbuyer,saccount

5.—Howcanpeopleavoidfoodcontaminationnowadays?

A.Peopleshouldhavebalancedfoodtogetdifferentnutrientstheyneed.

B.Thegovernmentshouldsetstrictrulestostandardizetheproductionoffood.

C.1agreewithyouonthispoint,andweshouldpaymoretoattentiontofoodsafety.

二、選擇填空（每小題2分，共30分）

6—20題:閱讀下面的句子，從A、B、C三個選項中選出一個能填入空白處的最佳選項，并將答案序

號寫在答題紙上。

6.Peopleareallowedto_theirmoneyatATMs.

A.devote

B.deposit

C.demand

7.Whata_!1didn*texpecttomeetyouhere.

A.incidence

B.accident

C.coincidence

8.viewofourlong-standingbusinessrelations,wecanconsiderapricereduction.

A.In

B.With

C.On

9.Wehaveto_thesedetailsbythe15thofthismonthatthelatest.

A.breakout

B.hammerout

C.checkout

10.Anyadviceyougiveuswillbekeptstrictly_

A.secret

B.unknown

C.confidential

11.Pleasetransfertheremainingaccountbalance,afterdeductingall__bankcharges(ifany)

toourA/C7654321.

A.relevant

B.Permanent

C.average

12.Itisimportanttoprotectyour_informationwhenbankingonline.

A.individual

B.personal

C.plenty

13.Acompanycanadvertiseinvariousways,_howmuchitwishestospend.

A.relyingon

B.dependingon

C.focusingon

14.Tax,canbeusedinpublicservices,isveryimportanttoourcountry,

A.what

B.that

C.which

15.ourincomeis,taxweshouldpay.

A.Thehigher--themore

B.Higher—more

C.Thehighest—themost

16.Alargevolumeofsales_resultinalowprofitmargin,therefore,itisimportantfor

marketerstofocusontheirprofitablesalesvolume.

A.will

B.must

C.may

17.Inmyopinion,thefirstthing_iswhattoolsweshoulduse.

A.todiscuss

B.tobediscussed

C.discussed

18.Ifyoufailtohonorrhecontract,wetocancelit.

A.entitle

B.areentitled

C.willentitle

19.Agoodadvertisingprogramtellspotentialcustomersthebenefits_theuseofproducts.

A.derivingfrom

B.toderivefrom

C.derivedfrom

20.Businessethics_notaboutpersonality,thoughagoodpersonalityisvaluable.

A.is

B.are

C.do

三、閱讀理解（每小題4分，共40分）

21-25題：閱讀對話，從A、B、C三個選項中選出-一個正確答案，并將答案序號寫在答題紙上。

Bob:We'veundertakensomanychangesoverthepastfewmonths.I'dliketoknowhowthings

areshapingup.

John:Therehavecertainlybeensomechallenges,butVdsaywe'reontracktohitourtargets

fortheyear*send.

Bob:Wheredoyouthinkourgreatestadvantageliesinourcompetition?

John:We'retakingadvantageoftheeconomiesofscale.We'vebeenabletoreduceourprice

point,whichgivesustheadvantageoverthecompetitioninpricing.

Bob:Ournewsupplychainhasreallybeenpushedbythemanagement.We*realsothinkingabout

expandingthisstrategytoo:hersegmentsofthemarket.

John:It*sbeentoughonourcompetition,theyjustcan*tkeepup.Notonlythat,butour

uniqueness（獨一無二性）isfinallybeingperceivedbyawideraudience.

Bob:Ourbreadthreallycan*tbebeat.Marketing,salsobeendoingexcellentjobongetting

thatmessageout.

John:Oursportswearlinecombinesdurability（耐久性），uniquenessandconfort-atan

incrediblyaffordableprice.Can*tbeatthat!

Bob:We*realsotakingadvantageofsocialmedia,suchastheFacebook,Twitterandother

socialnetworkingtoolstogetthemessageout.It'sanewterritory（領域），butweneedtocontinue

tohonethatmessage.

John;Socialmediaisanentirelynewgame.Marketing,sbroughtinsomeconsulting

specialiststohelpustakeadvantageofthesenewtechnologies.

21.Howisthecompanydoingcurrently?

A.Ratherbadly.

B.Ratherwell.

C.Moderatelywell..

22.Wheredoesthegreatestadvantagelieintheircompetition?

A.Newmarketingschemes.

B.Widerangeofactivities.

C.Economiesofscale.

23.Whatqualityofthecompanyisbeingperceivedbyawideraudience?

A.Thecompany*squality.

B.Thecompany'sgrowth.

C.Thecompany，suniqueness.

24.Whattoolisthemarketingdepartmentusingtogettheirmessageout?

A.Socialmedia.

B.Sportswear.

C.Marketingchain.

25.Whatstepshasthemarketingdepartmenttakentoimprovetheirunderstandingofsoc

ialmedia?

A.Ithascreatedanewjobforsocialmedia.

B.Ithasconsultedsomeconsultants.

C.Ithasignoredsocialmedia.

26-30題:閱讀短文，從A、B、C三個選項中選出-一個正確答案，并將答案序號寫在答題紙上。

FarEast:LogisticalSolution

JuneL2016

DearMr.Anderson,

Weappreciateverymuchthecooperationyouhavealwaysextendedtous.Iprovidemore

informationbelowaboutourcompanyandtheservicesweofferforyourreference.

FarEastisaspecialistlogisticsserviceprovider.Weoperateinsectorsofcommerceand

industrywhereflexiblesolutionsarerequired.We*reflexibleadaptableandinnovative.

Everythingwedoisaboutyourbusiness.Wewilltailorourservicestoyourexactneeds,

orprovideauniquesolution.

AnexampleofarecentactionwasthedeliveryofsandbagstoRowlandsCastlethisweek.

Ourcustomerurgentlyrequiredthedeliveryduetothelocalflooding.

Also,thecustomerworkednights,sowehadtomakethedeliveryfitwithherworkschedule.

Tomakeitmoremanageable,wedividedthesandbagsontotwopallets.

Onarrival,ourstaffparkedinonefootdeepwaterandassistedthecustomerwithplacing

thesandbagssothattheystoppedherpropertyfrombeingflooded.Needlesstosay,ourcustomer

wasveryhappywiththequalityofservice.

Thefactisthatwecareaboutourcustomersandwearepassionateaboutcurservices.Thank

youforyourattention.

Yourssincerely,

LinHanxue(Ms.)

LogisticsOfficer

26.LinHanxuethanksMr.Anderson.

A.forhiskindness

B.togetmorehelp

C.fortheirjointwork

27.FarEastisaspecialistlogisticsserviceproviderwhich_

A.worksatnight

B.isflexible,adaptableandinnovative

C.providesinformation

28.Thecustomerurgentlyaskedthemtodeliverthesandbags_

A.becausetheycareaboutthecustomer'sbusiness

B.becausetheycansplirdownthesandbagsintotwopallets

C.tostopherpropertyfrombeingflooded

29.Theydividedthesandbagsontotwopallets.

A.tomakethedeliveryfitwiththerequirements

B.becausetheyaretooheavy

C.tomakeiteasytohandle

30.Themainpurposeofrheletteristoshowthat.

A.FarEastcaresaboutrheircustomersandtheyarepassionateabouttheirservice

B.theircustomersareveryhappywiththequalityofservice

C.anexampleoftheirlatestactions

四、翻譯（每小題4分，共20分）

31—35題:英譯漢，從A、B、C三個選項中選出一個最佳答案，并將答案序號寫在答題紙上。

31.Whendatahasbeencollected,ithastobeanalyzedtodecidewhatitallmeans.

A.采集數據后要進行數據分析，判斷這些內容究竟是什么意思。

B.數據收集后，需要進行數據分析，來決定這些數據的意義.

C.先進行數據收集，然后分析，再決定這些數據的含義。

32.Wewon'tentertainyourclaimunlessyouhavetheinspectioncertificationfromthe

ConnodityInspectionBureau.

A.我們不接受索賠，你們有商檢局檢驗證書除外。

B.除非貴方沒有商檢局檢驗證書，我們不接受索賠。

C.除非貴方提供商檢局檢驗證書，否則我們將不受理貴方的索賠。

33.There-inspectionshouldbecompletedwithinamonthofthearrivalofthegoods.

A.對貨物的重新檢查應在到貨一個月內完成。

B.應在一月內到貨并完成對貨物的重新檢查。

C.應在完成對貨物的重新檢查后-一個月內到貨。

34.Younolongerneedtospendmuchtimeliningupatabanktodoyourtransactions.

A.你不必花許多時間在銀行交易，排隊等待。

B.你再也不需要花很多時間在銀行排隊進行交易。

C.你絕不需要花大量時間在銀行排隊辦你的業務。

35.Pricingisbasedontheneedsoftargetcustomersanditdiffersfromplacetoplaceand

overtime.

A.定價是基于目標客戶需求的，它不同于地點，隨著時間的推移。

B.定價是基于目標客戶需求的，它隨著不同的地點和時間而不同。

C.定價是基于目標客戶需求的，而且價格因地域和時間而有所區別。

題庫二

一、交際用語（每小題20分，共10分）

1-5題:選擇正確的語句完成下列對話，并將答案序號寫在答題紙上。

1.—Youwanttoknowaboutthevalueaddedtax,don'tyou?一

A.Yes,youneedtointroduceitforme.

B.Yes,1mustknoweverythingaboutit.

C.Yes,couldyougivemeabriefoverviewofit?

2.一Inmostcases,itisthetotalincomereceived

A.Whatdoestaxableincomereferto?

B.Whydoyouwanttoknowtaxableincome?

C.whendoyoustarttolearnabouttaxableincome?

3.—Canwediscussthequestionofcommodityinspection?

A.OK.Theinspectionofgoodsisparticularlyimportant.

B.Wewouldprefertore-inspectgoodsattheunloadingport.

C.Buttheremightbesomedisputeovertheresultsofinspection.

4.—ThisisFocusAdvertisingAgency.HowmayIhelpyou?—

A.I*dliketobuyapairofsportsshoes.

B.I*mgladtointroducemyselftoyou.

C.1needtoinquireaboutyouradvertisingrates.

5.一Howcanpeopleavoidfoodcontaminationnowadays?—

A.Peopleshouldhavebalancedfoodtogetdifferentnutrientstheyneed.

B.Thegovernmentshouldsetstrictrulestostandardizetheproductionoffood.

C.1agreewithyouonthispoint,andweshouldpaymoretoattentiontofoodsafety.

二、選擇填空（每小題2分，共30分）

6—20題：閱讀下面的句子，從A、B、C三個選項中選出一個能填入空白處的最佳選項，并將答案序

號寫在答題紙上。

6.Weacopyofthestatementforyourreference.

A.enclose

B.encircle

C.enrich

7.Wewon*tletyouintorhepark_thevalidpassforthismonth.

A.unlessyouwillhave

B.unlessyoudon*thave

C.unlessyouhave

8.Consumerscan*tdigesttoomuchinformationonawebpage,resulting_lowratesofreturn.

A.with

B.in

C.at

9.InChina,Taobaoisoneof_e-commercesites.

A.mostpopular

B.themostpopular

C.morepopular

10.What,stheinsurance_fortheshipment?

A.rate

B.value

C.ratio

11.Ourbankconsistsofmanydepartments,eachof_isresponsibleforaparticularareaof

business.

A.that

B.which

C.what

12.Expertssuggest_adifferentpasswordforeverywebsiteyouvisit,andchangingthepassword

everyfewmonths.

A.using

B.touse

C.use

13.Theidealmoneyissomethingacceptable,easilystoredandtransported.

A.partially

B.probably

C.universally

14.Itaimsatincreasingsalesbymakingaproductorserviceknowntoawider.

A.witness

B.audience

C.evidence

15.Nomatterwhatitmayleadto,theyalways_theprofitmaximization.

A.pursue

B.respect

C.perforin

16.Peoplecan'tbearthiskindofbehaviorandthebusinessesresponsiblemust.

A.tobeclosed

B.closeup

C.becloseddown

17.Itisjustnotpossibleformanagerstokeepupwithallofthechanges,intheirmarkets.

A.totakeplace

B.takingplace

C.beingtakingplace

18.Acompanycanadvertisein_ways,dependingonhowmuchitwishestospend.

A.peculiar

B.Various

C.serious

19.We1realsothinkingabout_thisstrategytoothersegmentsofthemarket.

A.expanding

B.exciting

C.extracting

20.Wesomanychangesoverthepastfewmonths.

A.areundertaking

B.aretoundertake

C.haveundertaken

三、閱讀理解（每小題4分，共40分）

21-25題:根據短文內容判斷給出的語句是否正確，正確的寫“丁,錯誤的寫“F”,并將答案寫在答題

紙上。

Productadvertisingisanimportantpartofmarketing.Itainsatincreasingsalesbymaking

aproductorserviceknowntoawideraudience,andbyemphasizingitspositivequalities.A

companycanadvertiseinvariousways,dependingonhowmuchitwishestospend.Thereare

differentmediaforadvertisingincludingtelevision,radio,newspapers,magazines,the

Internetanddirectmail.Thedesignandorganizationofadvertisingcampaignsisusuallythe

jobofanadvertisingagency.Agoodadvertisingprogramtellspotentialcustomerswhytheyneed

theproduct,howitisusedandthebenefitsderivedfromitsuse.Asuccessfulprogramalso

tellstheconsumerhowtheproductisbetterthansimilarofferingsbycompetitors.

Corporateadvertisingisnotdirectlyconcernedwithincreasingthesalesofaparticular

productorservice,butmorewiththebrandimageandreputationacompanywantstopresentto

thegeneralpublicorwithinanindustry.Corporateadvertisingcomesinthreedifferenttypes:

imageadvertising,opinionadvertisingandinvestmentadvertising.Imageadvertisingattempts

topromotetheimportanceofacompany.Opinionadvertisingpresentstheimpressionofdoing

apublicservicebyaddressingtheimportanceofacompany.Investmentadvertisingisdesigned

toattractpotentialinvestors.

21.Generally,anadvertisingagencyisresponsiblefordesigningandorganizingaproduct*

sadvertisement.T

22.Itisnotnecessarytoconsiderthebudgetofanadvertisementinchoosingamediafor

advertising.F

23.Thereareonlythreetypesofmediausedinadvertising.F

24.Productadvertisingisdifferentfromcorporateadvertising.T

25.Thispassageismainlyaboutthehistoryofadvertising.F

26-30題:閱讀短文，從A、B.C三個選項中選出一一個正確答案，并將答案序號寫在答題紙上。

RolesandFunctionsofBanksTherolesandfunctionsofbankshavechangedovertheyears.

Todaytheservicesthatabankoffersdependonthetypeofbankandthecountry.Manyofthe

largerbanksmaydealinfinancialinstrumentssuchassharecertificates,certificatesof

deposit,andbillsofexchange.Afinancialinstrumentisalegaldocument.Itshowsthatmoney

hasbeenlentorborrowed,investedorpassedfromoneaccounttoanother.

Somebanksalsoofferonlinebankingandinsurancetotheircustomers.However,oneofthe

basicfunctionsofabankistoprovideservicesrelatedtothestoringandmanagementofmoney.

Theseservicesincludeacceptingdeposits,makingloans,payingorcharging

interest,transferringandinvestingmoney,providingATMnetworksandsoon.Nowadays,online

bankingallowsustohavemorechoicesandservices,includingopeningaccounts,transferr

ingmoneybetweenaccounts,payingbillsandevengettingloans.

26.Differenttypesofbankmayoffer_

A.differentfunctions

B.differentservices

C.differentroles

27.banksmayprovideservicesaboutfinancialinstruments.

A.Smaller

B.Medium

C.Larger

28.Afinancialinstrumentprovesthat_istransferredfromoneaccounttoanotheriacertain

way.

A.money

B.aservice

C.alegaldocument

29.isoneofthebasicfunctionsofabank.

A.Insurance

B.Offeringbillsofexchange

C.Storingandmanagementofmoney

30.providesmorechoicesandservices.

A.ATMnetwork

B.Onlinebanking

C.Anfinancialinstrument

四、翻譯（每小題4分，共20分）

31—35題:英譯漢，從A、B、C三個選項中選出一個最佳答案，并將答案序號寫在答題紙上。

31.Ouradvertisingratesarebasedonsizeandlocation,

A.我們的廣告費根據大小尺寸和地理位置決定。

B.我們的廣告收費是基于版面大小和位置來決定的。

C.我們根據尺寸大小和地理位置來決定收取廣告費用。

32.Wehavetohammeroutthesedetailsbythe15thofthismonthatthelatest.

A.我們最遲要在本月15號之前敲定這些細節。

B.我們需要推敲這些細節，豉晚在這個月15號前。

C.本月15號前，我們需要敲打這些問題細節。

33.Inordertosucceedinbusiness,thefollowingtwoprinciplesofmarketingshouldbe

keptinmind.

A.企業若想取得成功，必須牢記以下原則。

B.為了取得商業成功，兩條市場原則應當被置于腦海中。

C.為了在商業上取得成功，以下兩條營銷原則應該牢記在心。

34.Couldyoupleaseconfirmthattheyhavesufficientfundstocoverthisamountoforder?

A.能請您確認一下，他們有足夠的資金支付這個數量的訂單嗎？

B.您能否確認一下，他們有特別的資金支撐這個數量的訂單嗎？

C.您可否批準-一下，他們有額外的資金為這個數量的訂單保險嗎？

35.Youshouldbeconfidentwithourproducts,whichenjoysahighprestigeamongthed

consumers.

A.您需要對我們的產品樹立信息，它享受很高的用戶聲譽c

B.您應該對我們的產品有信心，我們的產品廣受消費者好評。

C.我們的產品您要建立信心，我們的產品享譽全部消費群體。

題庫三

一、交際用語（每小題20分，共10分）

1一5題:選擇正確的語句完成下列對話，并將答案序號寫在答題紙上。

1.—Youwanttoknowaboutthevalueaddedtax,don'tyou?一

A.Yes,youneedtointroduceitforme.

B.Yes,couldyougivemeabriefoverviewofit?

c.Yes,youmustexplainittomeingreatdetails.

2.一Doyoumeanthatdepositsandwithdrawalsarepostedtomyaccountimmediately?

A.Yes,weprocesscashrransactionsintheworkingdays.

B.Yes,weprocesscashtransactionsonthesecondday.

C.Yes,weprocesscashtransactionsassoonastheytakeplace.

3.—Hi,WangPing,isthatyou?Haven,tseenyouforalongtime.

A.Yes,it'sbeenages.It'snicetoseeyouhere.Haveyou..?

B.Ah,yeah.It'sbeengreattotalkabouttheoldages.

C.Whathaveyoubeendoingforthelastyears?

4.一1thinkthatimportersmustalsohavetherighttoreinspectgoodsuponarrival.一

A.Yes,theremightbeadisputeovertheresultsoftheinspection.

B.Quiteright,butit'sverycomplicatedtohavethegoodsreinspected.

C.No,weshouldinspectthegoodstoseeifthereisanybreakageordamage.

5.一Itwilltakeatleastthreeweeks.

A.WhendidyoufinishourTvcommercial?

B.HowsoonwillyoufinishourTVcommercial?

C.HowlongdidyoufinishourTVcommercial?

二、選擇填空（每小題2分，共30分）

6—20題:閱讀下面的句子，從A、B、C三個選項中選出一個能填入空白處的最佳選項，并將答案序

號寫在答題紙上。

6._viewofourlong-standingbusinessrelations,wecanconsiderapricereduction.

A.In

B.With

C.On

7.Itcanbeaimedindividualswithselectsurfingbehavior.

A.to

B.in

C.at

8.Onlinemarketingallowsbusinessestoreachawidermarketwhile__costs,___timeand

eliminatingtonsofpaperwork.

A.tocut,tosave

B.cutting,saving

C.cut,save

9.Youshouldmakesurethatyourpasswordislongenoughto_itfrombeingeasilyhacked.

A.prepare

B.Pronounce

C.prevent

10.Onarrival,ourstaff_thecustomerwithplacingthesandbagsdownoffthevehicle.

A.assisted

B.sustained

C.attracted

11.Oneofthebasicfunctionsofabankistoprovideservices_thestoringandmanagement

ofmoney.

A.insteadof

B.relatedto

C.subjectto

12._rateis3%forincomebetween3,501and5,000,while_rateis45%forincomeover80,

000.

A.L.ow-high

B.Thelowest-thehigh

C.Thelowest-thehighest

13.Mobilebankingfunctionsnearly_telephonebanking,exceptthatinformationiscarried

byShortMessageService.

A.asthesame

B.thesameas

C.assamethe

14.Itwilltakeatleasttwoweeksjusttogetthestoryboard.

A.writtenup

B.writeup

C.towriteup

15.Theparticipationofenvironmentalprotectionisalsothepath_foracompany*s

development.

A.sustainable

B.moderate

C.continuous

16.Eventsresultingfromalossoftrustarebeingseennowandthenandtheyaffectsocietyin

many_ways.

A.definite

B.desired

C.unfortunate

17.Couldyouplease_thattheyhavesufficientfundstocoverthisamount?

A.comfort

B.confirm

C.conclude

18.Marketingtheorystatesthatmarketingmanagersshould_theneedsofcustomers.

A.meet

B.involve

C.measure

19.Therehavecertainlybeensomechallenges,butI,dsaywe're_tohitourtargetsforthe

year,send.

A.onroad

B.onsite

C.ontrack

20.Ournewsupplychainbythemanagement.

A.hasreallybeenpushed

B.hasreallypushed

C.didreallypush

三、閱讀理解（每小題4分，共40分）

21-25題:根據短文內容判斷給出的語句是否正確，正確的寫錯誤的寫“F”，并將答案寫在答

題紙上。

Nowadays>moreandmoreattentionisbeingpaidto*BusinessEthicsnButwhatdoes

itiiean?Whatistheimportanceofethicsinbusiness?

Businessethicsisnotaboutpersonality,thoughagoodpersonalityisvaluable.Ethicsis

theprimaryelementandprerequisiteforasuccessfulbusiness.Nomatterwhatyoudo,youshould

thinkofbusinessasamatterofintegrity.Nowadays,theslipinethicsandtheabsenceofsocial

responsibility,especiallyintegrity,haveledtoacrisisinbusiness,seriouslyinfluencing

socialdevelopment,

Eventsresultingfromalossoftrustarebeingseennowandthenandtheyaffectsocietyin

manyunfortunateways.Mostpeopleknowtheimportanceofbusinessethics,butstillsomepeople

don'thonorthem.Weoftenhearmediareportsonproblemsinbusiness,suchasaddinghannful

materialstoproducts.Thesebehaviorscausemuchdamagetoconsumers,whospendmoneybutdonot

getqualitygoods,especiallyvhenthesecommoditiesdogreatharmtotheirhealth.Itisdifficult

forpeopletoforgetthecaseinwhichsomechildrenconsumedunsafemilkpowderproducedbya

fewimmoralbusinesses,andtheirhealthsufferedseriousdamageasaresult.Peoplecan*tbear

thiskindofbehaviorandthebusinessesresponsiblemustbecloseddownandtherelatedpersonnel

bepunished.

21.Lackofbusinessethicshasseriouslyinfluencedsocialdevelopment.T

22.Businessistobetreatedwithsocialresponsibilityandintegrity.T

23.Peoplewhodon'thonorbusinessethicsarelikelytomakeaprofit.F

24.Peoplecaneasilyforgetthosebadbehaviorsbybadbusinesses.F

25.Recently,peoplearepayinglessattentiontoprofessionalethicsthebusinessworld.F

26-30題:閱讀短文，從A、B、C三個選項中選出一個正確答案，并將答案序號寫在答題紙上。

ElectronicBankingElectronicbanking,ore-banking,hasradicallychangedthewaycustomers

candobanking.Beforee-banking,ifyouw